Rural Credit Monitoring under NABARD/RBI Scheme

Since 1991, K&D has been a trusted partner of the Reserve Bank of India (RBI) and the National Bank for Agriculture and Rural Development (NABARD), supporting rural credit monitoring and control across multiple districts of Uttar Pradesh.

We manage the collection, processing, and reporting of extensive banking data from numerous branches operating in these districts, ensuring accurate and timely insights for policy and performance evaluation.

How It Works

Each year, district administrations set finance targets for priority and non-priority sectors. These are monitored by the district’s Lead Bank through a structured reporting mechanism:

Our role is to collect these returns from the branches and transform raw data into actionable intelligence through structured reporting.

Our Coverage

For over 15 years, we have provided these services across the following districts of Uttar Pradesh

Our Process

Data Collection & Target Analysis
We capture branch-level data and generate reports detailing targets for advances, categorized block-wise, bank-wise, and activity-wise, as required by NABARD or Lead Banks.
Performance Tracking
We prepare detailed performance reports for each branch, comparing advances achieved against their allocated targets.
Recovery Monitoring
We produce comprehensive reports analyzing achievement of targets in terms of recovery, enabling precise evaluation of credit effectiveness.

All activities and reporting are completed on a quarterly basis, enabling Lead Banks and NABARD to monitor, review, and take corrective action promptly.